I get the error "Value of optional type 'Photo?' must be unwrapped to refer to member 'name' of wrapped base type 'Photo'" when I try to send a optional struct on a binding of a TextField.

The Photo struct:

import Foundation

struct Photo: Identifiable {
    var id: UUID
    var name: String
    var data: Data
}

The content view code example:

import SwiftUI

struct ContentView: View {
    @StateObject var viewModel = ContentViewViewModel()

    private var photos = [
        Photo(id: UUID(), name: "Exclamation", data: (UIImage(systemName: "exclamationmark.triangle")?.jpegData(compressionQuality: 1))!),
        Photo(id: UUID(), name: "Circle", data: (UIImage(systemName: "circle.fill")?.jpegData(compressionQuality: 1))!)
    ]

    var body: some View {
        VStack {
            DetailView(viewModel: viewModel)
        }
        .onAppear {
            viewModel.selectedPhoto = photos[0]
        }
    }
}

The view model code example:

import Foundation

@MainActor
final class ContentViewViewModel: ObservableObject {
    @Published var photos = [Photo]()
    @Published var selectedPhoto: Photo?
}

The detail view code example (that uses the content view's view model):

import SwiftUI

struct DetailView: View {
    @ObservedObject var viewModel: ContentViewViewModel

    var body: some View {
        TextField("Photo name here...", text: $viewModel.selectedPhoto.name)
    }
}

Note that for some reasons I need the selectedPhoto property be optional.

Suggestions to solve it?